Monday, February 7, 2011

if i live in florida and have individul health insurance and want to move where IVF is covered by insurance

if i live in florida and have individul health insurance and want to move where IVF is covered by insurance?
if i live in florida and have individul health insurance and want to move where IVF is covered, can i just get new insurance plan with IVF coverage in West virginia right away? or do i have to wait for some time after i move?
Insurance - 2 Answers
Random Answers, Critics, Comments, Opinions :
1 :
You won't find a private policy willing to cover IVF, as it's a voluntary thing. It's even hard to find MATERNITY benefits on a private policy - as only the people who ever want to use them, buy the maternity coverage. The only way to get IVF treatments covered, is through an employer's group policy. Additionally, there are extreme coverage limitations, even on a group plan.
2 :
WV legislation for mandatory IVF is for HMOs only. Your insurance agent can let you know what the waiting period is for IVF coverage as it can be different from carrier to carrier (usually anywhere from 3 months to 12 months). BTW...GA also has the same mandatory IVF coverage for HMOs.
3 :
healthplans.my-age.net - here is my health insurance plan. As I remember they can provide such a service.