im 16 i live in florida and i want to open a bank account how and what banks will let me open one and i would open one with my mom but i don't trust her so ... help! ive tried bank america and bank atlantic so yea plz help!
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Random Answers, Critics, Comments, Opinions :
1 :
At 16 you will need a parent, guardian to sign the account agreement as you are too young to enter into the contract. Since the bank needs to have a legal contract with the account holder in case of bad checks, fraud, overdraft, etc. they require an adult on the account with a minor. I always recommend going with a local bank so you can establish a good relationship with the bankers in your community.
2 :
bank of american has a young person account i got one for my daughter in her name only when she was 17 and she did not have a job, try to open a savings account first if you do not have a job and i think you must have a min of 25 dollars to open one, also try wachovia they have a minors account
3 :
At 16, you cannot open a bank account on your own. You have to have that mom of yours that you don't trust open it with you and be a cosigner. I bet she doesn't trust you either.
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